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We recognise that you need a comprehensive
coverage to protect your most important
business asset – Employees!
There are many types of insurances in the market
to cater for your employees. They are:
1. Group Hospital & Surgical
2. Group Personal Accident & Group Dread
Disease
3. Group Outpatient Clinical Insurance
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1. Group Hospital & Surgical
- Worldwide 24 hours coverage, even your employees
are being posted to overseas assignment.
- Easy admission, free choice of hospital, cashless
admission (Available at selected insurer plan)
- As charged on room & board coverages
- Full coverages on surgical fees
- No deductible
- No Co-Insurance
- Unlimited cover for emergency medical evacuation
& repatriation, travel assistance
Most importantly is we are able to negotiate for an
attractive Group Discount.
2. Group Personal Accident Insurance / Group
Dread Disease
- Being the valuable assets in the companies, employees
especially the key personnel will be given such coverages
to protect them from any misfortune against death,
permanent disablement, illness death or dread disease.
3. Group Out-Patient Clinical Coverage
- This healthcare management programme offers quality
and convenient services for both the employer and
employees.
- Comprehensive outpatient medical services with access
of island wide clinic panel for GP Consultation benefits.
- Eradicate the hassle of monthly reimbursement to
employees or clinics.
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In view of the fast pace lifestyle in Singapore, to secure a well designed insurance may not be attainable for a busy business owner like YOU!
Recognising this, a convenient and value-for-money plan, which ensures business protection and flexibility of coverage, is certainly suitable for you.
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On top of the standard plan, which provides comprehensive and the basic coverage, we can customise the optimum policy by increasing the limits or adding optional covers to suit your unique business needs. |
| 1. Service |
Specially designed for businesses which render services including hairdressing and beauty saloons, bridal studios, photo finishing services, laundry shops, dry cleaners, reflexology centres, clinics and education centres.
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| 2. Food & Beverage |
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Restaurant – Specially designed for establishments with dining- infacilities, including coffee house, cafes and caterers. |
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| b) |
Food Retail – Specially designed for
take-away outlets without dining-in facilities
such as delis, bakeries, confectioneries and
ice-creams parlors. |
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Food Stall – Specially designed for food kiosks/counters and stalls in food courts with no public access into the premises after business hours.
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| 3. Retail |
| a) |
General – Specially designed for retailers and wholesalers |
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| b) |
Electronics – Specially designed for retailers and wholesalers with business dealings in electronics and/or electrical goods. |
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4. Light Industrial |
General – Specially designed
for companies involving in the manufacturing and
assembly business and storage of own goods. |
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5. Office |
Specially designed for office operations only.
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It covers against loss in the course of transit, whether by air, sea or land. We also extend our cover for trans-shipment and cross voyage shipment.
There are 3 types of marine coverage:
- Clause A – All Risks
- Clause B
- Clause C – Total Loss
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employee's benefits 
